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No.1 Finance is written for you if you’re wondering “if you’re making the right choices about your money”. Maybe you have a job that pays good money, a family, a car, and a home the whole world dream. Or maybe you’re starting up a business of your own and trying to find the funds to make it successful while still providing for your family. Or maybe you’re trying to pay off a mortgage while at the same time saving money to go back to school to boost your career. Or maybe you’d love to play the stock market but don’t know where to get solid investment information.


Basic Day-to-day Financial Issues Of Everyone

Throughout your lifetime, you and your money will face certain perils that threaten to separate you. It’s not enough to plan your career, your finances, your retirement, and your estate. As you map out your financial blueprint, take a look at how the risks can undermine your efforts.

Cash and Investments. The easiest way to protect your cash from theft is to plunk it in the bank. But the interest rate you’ll get won’t be much better than the rate of inflation, so there’s got to be a better choice for most of your money.

College Investments. When the time comes that your kids need money for college, how much of it will be left for school if the IRS, inflation, or the vicissitudes of the stock market eat it up?

Retirement Investments. Of all the investments you have to protect, this is probably the most important because you may not have the earning power to make up any losses when you need this money.

Health Insurance. You need to protect your income from the threat of sickness or disability, and the way to do this is with health insurance and disability insurance. You may be young and strong, but illness or injury can strike at any time. You need strategies to be sure your earning power is preserved if something happens to prevent you from working.

Assets. You have more to protect than cash. Your assets are valuable and are at risk from liability natural disaster, storms, and accidents.

Estate Planning. Estate planning is not just for the wealthy. As a matter of fact, it’s even more important for people with limited means to plan carefully because the consequences of poor planning have more impact.

Money Usage Online. What we know as the Internet has actually been around for approximately three decades, yet nobody outside the government or the academic world used it until about ten years ago. In that short time, it has become ubiquitous. We search for information, we talk to friends and family, and some of us even do a little commerce with our computer. But is it safe? What are the risks? And what precautions should you take to guard your privacy and your money?

What Are the Stakes?

No matter which scenario best fits your life there is one reality we all face: We have to be smart about the way we save and invest the money we make because no one else is looking out for us. No one!